AtÌýNBT Bank, we balance good, old-fashioned business sense withÌýforward thinking. We know our communities and the people in them.ÌýWe understand that local businesses are the lifeblood of their communities.ÌýThat is why we work with businesses of all sizes to develop individualizedÌýplans that help foster their success.

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NBT Bank is an independent, community bank based in Norwich, N.Y. We trace our roots back to 1856 when a group of business leaders in Norwich saw a need for additional banking resources in the community and came together to form a bank. We have a proud heritage of building long-term financial relationships with individuals, businesses and organizations, agricultural operations and local governments.